We are a family of 2 adults and 2 children (a 3 year old and a 10 month old) who live in Central Scotland. I don’t have a picture of all of us but here I am with the 2 little ones.
Our overall goal is to try to reduce our spending and waste to allow us to be mortgage free in 13 years and to increase our savings. Can it be done? No idea but hoping that this blog will give us encouragement and something to look back on.
Its not all about the mortgage though we also want to reduce our energy consumption, increase the home cooking and have a happier, healthier lifestyle.
Our target for the 12 month period May 2013 – May 2014 is to pay a lump sum of £3000 off the mortgage and to increase our savings balance by at least £1000. We also want to have a decent yet affordable standard of life.